Rates & Fees

Fees & Charges: Effective April 1, 2023

Subject to Credit Union's discretion

• Credit Union Checks (made out to anyone other than member purchasing): $3/each
• Money Orders: $2/each
• Overdrawn or Returned Item: $30.00/per item
• Courtesy Pay Cleared Item: $30.00/per item
• NSF Deposit: $30.00/per item
• NSF ATM/Debit Card Transaction: $30.00/per item
• NSF Share Draft: $30.00/per item
• NSF ACH: $30.00/per item
• Courtesy Pay: $30.00/per item
• Automated Overdraft Transfer from Shares: $10/per transfer
• Share Draft/ACH Stop Payment: $20.00
• ATM/Debit Card Replacement: $20.00
• Returned Mail/Bad Address Fee: $10.00/per item
• Early Account Closure Fee (<90 days): $25.00
• Dormant Account Fee (1-2 years w/o activity): $10.00/recurring each month
• Dormant Account Fee (3+ years w/o activity): $25.00/recurring each month
• Dormant Account Funds Returned to the State Fee: $30.00
• IRA Annual Fee(Applied Sept. 1st): $25.00
• Wire Transfer Fee: $20.00
• Incoming Wire Fee: $10.00
• Statement Copies: $5.00
• Copy of Cancelled Check: $5.00
• Faxes: $1.00/per page
• Copies: $0.25/per page
• Research Fee (1hr min): $20.00/per hour
• Savings Only Accounts (w/no loan or other sub accounts) below minimum balance of $50 Fee: $10.00

Loan Rates (FEBRUARY 2023)
TYPE	TERM	less than 600	600-624	625-650	651-674	675-699	700-749	750 plus
New Vehicles	up to 6 years	13.90%	9.99%	8.25%	7.25%	6.49%	5.49%	4.99%
	up to 5 years	12.90%	8.99%	7.75%	6.99%		5.25%	4.75%
	up to 4 years						4.99%	4.49%
	up to 3 years						4.75%	4.25%
Used Vehicles	up to 6 years	14.90%	9.99%	8.25%	7.49%	6.49%	5.49%	4.99%
Please contact office	up to 5 years	13.90%	8.99%	7.75%	7.25%		5.25%	4.75%
for rates for 2017 & older	up to 4 years						4.99%	4.49%
	up to 3 years						4.75%	4.25%
Express - $7,500				15.90%	14.90%	13.90%
Signature Loans		16.90%	15.90%	14.90%	13.90%	12.90%
Special Sig Loans	1 year	14.90%	13.90%	12.90%	11.90%	10.90%
	2 year	15.90%	14.90%	13.90%	12.90%	11.90%
	3 year	16.90%	15.90%	14.90%	13.90%	12.90%
Other		15.90%	14.90%	13.90%	12.90%	11.90%	10.90%	9.90%

Find common types of savings accounts in the first column, followed by dividend rate and APY in the following two columns

Find the length of the certificate in the first column, followed by the minimum balance, dividend rate and APY for that certificate.