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Rates & Fees

Fees & Charges:

Subject to Credit Union's discretion

  • Credit Union Checks (made out to anyone other than member purchasing): $3/each
  • Money Orders: $2/each
  • Overdrawn or Returned Item: $30.00/per item
  • NSF Deposit: $30.00/per item
  • NSF ATM/Debit Card Transaction: $30.00/per item
  • NSF Share Draft: $30.00/per item
  • NSF ACH: $30.00/per item
  • Courtesy Pay: $30.00/per item
  • Automated Overdraft Transfer from Shares: $10/per transfer
  • Share Draft/ACH Stop Payment: $20.00
  • ATM/Debit Card Replacement: $25.00
  • Returned Mail Fee: $6.00/per item
  • Dormant Account Fee (3 years w/o activity): $6/recurring each month
  • IRA Annual Fee: $25.00-To be applied September 1st of each year
  • Wire Transfer Fee: $20.00
  • Incoming Wire Fee: $10.00
  • Statement Copies: $5.00
  • Copy of Cancelled Check: $5.00
  • Faxes: $1.00/per page
  • Copies: $0.25/per page
  • Research Fee (1hr min): $20.00/per hour

Loan Rates

(AUGUST 2022)

TYPE
TERMless than 600600-624625-650651-674675-699700-749750 plus
New Vehicles

up to 6 years

13.90%9.99%8.25%6.99%5.75%4.75%4.25%
 up to 5 years12.90%8.99%7.75%6.49%4.49%3.99%
up to 4 years     4.25%3.75%
up to 3 years     3.99%3.49%
Used Vehiclesup to 6 years14.90%9.99%8.99%6.99%5.75%4.75%4.25%
Please contact officeup to 5 years13.90%8.99%7.99%6.49%
4.49%3.99%
for rates for 2017 & olderup to 4 years     4.25%3.75%
up to 3 years     3.99%3.49%
Express - $7,500   14.90%13.90%12.90%
Signature Loans 16.90%15.90%14.90%13.90%12.90%
Special Sig Loans1 year14.90%13.90%12.90%11.90%10.90%

 2 year15.90%14.90%13.90%12.90%11.90%


 3 year16.90%15.90%14.90%13.90%12.90%
Other 14.90%13.90%12.90%11.90%10.90%9.90%8.90%

Find common types of savings accounts in the first column, followed by dividend rate and APY in the following two columns

Savings Account Rates

(OCTOBER 2021)

SavingsDividend RateAPY*
Common Shares (Up to $9,999.99)0.03%0.03%
Common Shares (Up to $19,999.99)0.05%0.05%
Common Shares ($20,000.00>)0.10%0.10%
Special Shares (Club Accounts)0.03%0.03%
IRA Shares0.15%0.15%

Find the length of the certificate in the first column, followed by the minimum balance, dividend rate and APY for that certificate.

Certificate Rates

(JUNE 2022)

CertificatesMinimum BalanceDividend RateAPY*
6 Month Certificate$10000.15%0.15%
12 Month Certificate$10000.20%0.20%
24 Month Certificate$10000.50%0.50%