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Rates & Fees

Fees & Charges:

Subject to Credit Union's discretion

  • Credit Union Checks (made out to anyone other than member purchasing): $3/each
  • Money Orders: $2/each
  • Overdrawn or Returned Item: $30.00/per item
  • NSF Deposit: $30.00/per item
  • NSF ATM/Debit Card Transaction: $30.00/per item
  • NSF Share Draft: $30.00/per item
  • NSF ACH: $30.00/per item
  • Courtesy Pay: $30.00/per item
  • Automated Overdraft Transfer from Shares: $10/per transfer
  • Share Draft/ACH Stop Payment: $20.00
  • ATM/Debit Card Replacement: $25.00
  • Returned Mail Fee: $6.00/per item
  • Dormant Account Fee (3 years w/o activity): $6/recurring each month
  • IRA Annual Fee: $25.00-To be applied September 1st of each year
  • Wire Transfer Fee: $20.00
  • Incoming Wire Fee: $10.00
  • Statement Copies: $5.00
  • Faxes: $1.00/per page
  • Copies: $0.25/per page
  • Research Fee (1hr min): $20.00/per hour

Loan Rates

(JANUARY 2021)

TERMless than 600600-624625-650651-674675-699700-749750 plus
New Vehicles

up to 6 years

 up to 5 years12.90%8.49%7.49%6.49%2.75%2.25%
up to 4 years     2.49%1.99%
up to 3 years     2.25%1.75%
Used Vehiclesup to 6 years14.90%9.49%8.49%7.49%4.49%2.99%2.49%
 up to 5 years13.90%8.49%7.49%6.49%
up to 4 years     2.49%1.99%
up to 3 years     2.25%1.75%
Express - $7,500   13.90%12.90%11.90%
Signature Loans 16.90%15.90%14.90%13.90%11.90%
Special Sig Loans1 year14.90%13.90%12.90%11.90%9.90%

 2 year15.90%14.90%13.90%12.90%10.90%

 3 year16.90%15.90%14.90%13.90%11.90%
Other 14.90%13.90%12.90%11.90%8.90%7.90%6.90%

Find common types of savings accounts in the first column, followed by dividend rate and APY in the following two columns

Savings Account Rates

(JANUARY 2021)

SavingsDividend RateAPY*
Common Shares (Up to $9,999.99)0.03%0.03%
Common Shares (Up to $19,999.99)0.05%0.05%
Common Shares ($20,000.00>)0.10%0.10%
Special Shares (Club Accounts)0.03%0.03%
IRA Shares0.15%0.15%

Find the length of the certificate in the first column, followed by the minimum balance, dividend rate and APY for that certificate.

Certificate Rates

(JANUARY 2021)

CertificatesMinimum BalanceDividend RateAPY*
6 Month Certificate$10000.05%0.05%
12 Month Certificate$10000.10%0.10%
24 Month Certificate$10000.15%0.15%