Rates & Fees
Fees & Charges:
Subject to Credit Union's discretion
- Credit Union Checks (made out to anyone other than member purchasing): $3/each
- Money Orders: $2/each
- NSF Deposit: $30.00/per item
- NSF ATM/Debit Card Transaction: $30.00/per item
- NSF Share Draft: $30.00/per item
- NSF ACH: $30.00/per item
- Courtesy Pay: $30.00/per item
- Automated Overdraft Transfer from Shares: $10/per transfer
- Share Draft/ACH Stop Payment: $15.00
- ATM/Debit Card Replacement: $25.00
- Returned Mail Fee: $6.00/per item
- Dormant Account Fee (3 years w/o activity): $6/recurring each month
- IRA Annual Fee: $25.00-To be applied September 1st of each year
- Wire Transfer: $20.00
Loan Rates(JANUARY 2021) |
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TYPE
| TERM | less than 600 | 600-624 | 625-650 | 651-674 | 675-699 | 700-749 | 750 plus |
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New Vehicles | up to 6 years | 13.90% | 9.49% | 8.49% | 7.49% | 4.49% | 2.99% | 2.49% |
| up to 5 years | 12.90% | 8.49% | 7.49% | 6.49% | | 2.75% | 2.25% |
| up to 4 years | | | | | | 2.49% | 1.99% |
| up to 3 years | | | | | | 2.25% | 1.75% |
Used Vehicles | up to 6 years | 14.90% | 9.49% | 8.49% | 7.49% | 4.49% | 2.99% | 2.49% |
| up to 5 years | 13.90% | 8.49% | 7.49% | 6.49% |
| 2.75% | 2.25% |
| up to 4 years | | | | | | 2.49% | 1.99% |
| up to 3 years | | | | | | 2.25% | 1.75% |
Express - $7,500 | | | | 13.90% | 12.90% | 11.90% | |
|
Signature Loans | | 16.90% | 15.90% | 14.90% | 13.90% | 11.90% |
| |
Special Sig Loans | 1 year | 14.90% | 13.90% | 12.90% | 11.90% | 9.90% |
|
|
| 2 year | 15.90% | 14.90% | 13.90% | 12.90% | 10.90% | |
|
| 3 year | 16.90% | 15.90% | 14.90% | 13.90% | 11.90% | |
|
Other | | 14.90% | 13.90% | 12.90% | 11.90% | 8.90% | 7.90% | 6.90% |
Find common types of savings accounts in the first column, followed by dividend rate and APY in the following two columns
Savings Account Rates(JANUARY 2021) |
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Savings | Dividend Rate | APY* |
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Common Shares (Up to $9,999.99) | 0.05% | 0.05% |
Common Shares (Up to $19,999.99) | 0.10% | 0.10% |
Common Shares ($20,000.00>) | 0.15% | 0.15% |
Special Shares (Club Accounts) | 0.05% | 0.05% |
IRA Shares | 0.25% | 0.25% |
Find the length of the certificate in the first column, followed by the minimum balance, dividend rate and APY for that certificate.
Certificate Rates(JANUARY 2021) |
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Certificates | Minimum Balance | Dividend Rate | APY* |
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6 Month Certificate | $1000 | 0.05% | 0.05% |
12 Month Certificate | $1000 | 0.15% | 0.15% |
24 Month Certificate | $1000 | 0.25% | 0.25% |