Rates & Fees
Fees & Charges:
Subject to Credit Union's discretion
- Credit Union Checks (made out to anyone other than member purchasing): $3/each
- Money Orders: $2/each
- NSF Deposit: $30.00/per item
- NSF ATM/Debit Card Transaction: $30.00/per item
- NSF Share Draft: $30.00/per item
- NSF ACH: $30.00/per item
- Courtesy Pay: $30.00/per item
- Automated Overdraft Transfer from Shares: $10/per transfer
- Share Draft/ACH Stop Payment: $15.00
- ATM/Debit Card Replacement: $25.00
- Returned Mail Fee: $6.00/per item
- Dormant Account Fee (3 years w/o activity): $6/recurring each month
- IRA Annual Fee: $25.00-To be applied September 1st of each year
- Wire Transfer: $20.00
Loan Rates
- Please call the credit union about the rates, terms and loan offers for our auto and personal loans.
*You may qualify for a higher rate. Your credit score (TransUnion) is a principle decider in your rate. Call us with questions regarding what your rate might be.
Find common types of savings accounts in the first column, followed by dividend rate and APY in the following two columns
Savings Account Rates(March 2020) |
|---|
| Savings | Dividend Rate | APY* |
|---|
| Common Shares (Up to $9,999.99) | 0.05% | 0.05% |
| Common Shares (Up to $19,999.99) | 0.10% | 0.10% |
| Common Shares ($20,000.00>) | 0.15% | 0.15% |
| Special Shares (Club Accounts) | 0.05% | 0.05% |
| IRA Shares | 0.50% | 0.50% |
Find the length of the certificate in the first column, followed by the minimum balance, dividend rate and APY for that certificate.
Certificate Rates(March 2020) |
|---|
| Certificates | Minimum Balance | Dividend Rate | APY* |
|---|
| 6 Month Certificate | $1000 | 0.25% | 0.25% |
| 12 Month Certificate | $1000 | 0.50% | 0.50% |
| 24 Month Certificate | $1000 | 0.75% | 0.75% |